An expense tracker, categorizer, and UPI mandate dashboard for India. Snap a receipt, watch every auto-debit, set budgets that traffic-light your spending. Calm by design. On-device by default.
UPI Tracker is built around a small set of features that do their job well — nothing extra.
Aim, shoot, done. Or pick a screenshot from your gallery — we'll read it the same way. Every field comes back editable so you stay in control.
The thing about UPI mandates is that you set them once and forget. Until you can't. UPI Tracker keeps a live list of every active mandate, the amount, the next debit date, and the account it'll come from.
A finance app shouldn't make you do mental math. Set a monthly cap per category, and we light it up.
UPI Tracker is glance-and-go. Most people open it for 20 seconds a day.
Grant SMS permission, and every UPI debit auto-imports. Or scan / share a receipt — works just as well.
Smart defaults out of the box. Add merchant or keyword rules in seconds — "movie" → Entertainment, "Big Bazaar" → Shopping.
Cap each category for the month. Approaching limit? Mandate due in 3 days? Large debit? Push notification. That's it.
Every screen, in 10 languages. Switch any time. Indian numbering with lakhs and crores, always.
We read your bank SMS locally. We parse receipts locally. Every category, narration, rule and budget you create stays on your phone. There is no cloud, no server-side copy, no "sync" — not even encrypted. If you uninstall the app, the data is gone.
Receipt scanning, SMS parsing, categorization, and rule matching all happen on your phone. We never store your data on our servers. We can't — we don't have any.
