An expense tracker, categorizer, and UPI mandate dashboard for India. Snap a receipt, watch every auto-debit, set budgets that traffic-light your spending. Calm by design. On-device by default.
UPI Tracker is built around a small set of features that do their job well - nothing extra.
Aim, shoot, done. Or pick a screenshot from your gallery - we'll read it the same way. Every field comes back editable so you stay in control.
The thing about UPI mandates is that you set them once and forget. Until you can't. UPI Tracker keeps a live list of every active mandate, the amount, the next debit date, and the account it'll come from.
A finance app shouldn't make you do mental math. Set a monthly cap per category, and we light it up.
UPI Tracker is glance-and-go. Most people open it for 20 seconds a day.
Grant SMS permission, and every UPI debit auto-imports. Or scan / share a receipt - works just as well.
Smart defaults out of the box. Add merchant or keyword rules in seconds - "movie" → Entertainment, "Big Bazaar" → Shopping.
Cap each category for the month. Approaching limit? Mandate due in 3 days? Large debit? Push notification. That's it.
Every screen, in 10 languages. Switch any time. Indian numbering with lakhs and crores, always.
We read your bank SMS on your phone. We parse receipts on your phone. Every category, narration, rule and budget you create stays on your device by default. Cloud backup is optional and stays off until you switch it on - and even then it's encrypted. Your money data is yours.
Receipt scanning, SMS parsing, categorization, and budgeting all happen on your phone. Turn on optional cloud backup and your data syncs encrypted - otherwise nothing leaves your device.
Everything you might want to know before you download.
UPI Tracker is an expense tracker, categorizer, and UPI mandate dashboard built for India. It auto-imports UPI debits from your bank SMS, scans receipts with on-device OCR, and shows every UPI AutoPay mandate in one place - available in 10 languages.
Yes. Your bank SMS and receipts are parsed on your device by default, so nothing is uploaded unless you turn on optional cloud backup - which is encrypted in transit and at rest. We never see your bank login or balance, and we never sell your data or run ads on it.
No. The core app works fully on your device without an account. An account is only needed if you choose to switch on optional cloud backup and multi-device sync.
English plus nine Indic languages - Hindi, Tamil, Telugu, Bengali, Marathi, Gujarati, Kannada, Malayalam, and Punjabi - with Indian lakh and crore number formatting throughout.
Snap a paper receipt or pick a screenshot. UPI Tracker extracts the amount, merchant, date, and a clean one-line narration on your device, and suggests a category. Every field stays editable, so you stay in control.
UPI mandates (UPI AutoPay / e-mandates) are recurring auto-debits like SIPs, OTT subscriptions, EMIs, and insurance premiums. UPI Tracker keeps a live list of every mandate, its amount, and its next debit date, so you can see auto-debits before they hit and pause or cancel them.
UPI Tracker is a paid app with honest, low pricing and no ads. The price is shown clearly in the App Store and Google Play before you buy or subscribe.
UPI Tracker is built and operated by Ascentspark Software Pvt. Ltd., based in Kolkata, India. For help, write to support@ascentspark.com.
